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Plan Information
2024 HEALTH INSURANCE RATES - January 1. 2024 - December 31, 2024
2024 SUMMARY OF BENEFITS AND COVERAGE
Summary of Benefits and Coverage for 2024 Health Insurance Plan
2024 HEALTH INSURANCE PLAN II RATES - January 1, 2024 - December 31, 2024
BLUE CROSS/BLUE SHIELD PLAN
Blue Cross/Blue Shield Plan Booklet for Participants
Perks of the plan!
Click on the title for more information.
VIRTUAL VISITS POWERED BY MDLIVE Speak with a doctor – anytime, anywhere! Virtual visits allows you to consult a doctor for non-emergency situations by phone, mobile app or online video anytime, anywhere. Speak to a doctor or schedule an appointment at a time that works best for you!
Activate your account - pick the way that is easiest for you:
Click here to watch a video and learn more about Virtual Visits! | Your member ID card contains important information that tells your doctors and providers about your benefits. The back of your ID card has contact information to help you get answers and support. Always show your BCBSIL ID card when you visit a doctor or other place for care. The information on the ID card helps the provider confirm benefits and file your claim. |
BCBSIL helps you get the most out of your health care benefits with Blue Access for Members (BAM). You and all covered dependents age 18 and up can create a BAM account. It’s Easy to Get Started!
Or, text BCBSILAPP to 33633 to get the BCBSIL App that lets you use BAM while you’re on the go. | Stay connected with the BCBSIL App and access important health benefit information wherever you are.
To download the app, text BCBSILAPP to 33633 or search for BCBSIL in the Apple App Store or Google Play . |
WELL ONTARGET - A DYNAMIC WELLNESS PROGRAM Wellness is more than diet and fitness. It involves making healthy choices that enrich your mind, body and spirit. Well onTarget is designed to give you the tools and support you need to make these choices, while rewarding you for your hard work. New Fitness Option at Home A digital-only Fitness Program option is available for members who prefer to work out at home. Members get full access to both digital fitness videos and live classes. And it’s available at a lower price of just $10 per month. Learn about the new fitness option and how employees can enroll. | With the Blue Points program, you will be able to earn points by regularly participating in a range of healthy activities. You can then redeem your points for popular health and wellness merchandise and services. Blue Points offers you many features:
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WELLBEING MANAGEMENT (FORMERLY BLUE CARE CONNECTION) Our revamped approach to health management delivers a comprehensive, effective member experience that addresses the entire health continuum, from complex conditions to lifelong wellness. | BCBSIL is pleased to offer members a discount vision program through the Blue365® member discount program. As a member, you'll be able to save on:
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BCBSIL - COMMUNICATION YOUR WAY Click the link to find out how to update your preferences and contact information with BCBSIL. | Provider Finder from BCBSIL is a fast, east-to-use tool to find your next health care provider. Plus, it can help you manage health care costs. Link: BCBSIL Find a Provider Use the "Blue PPO [PPO]" plan option when searching for providers. |
BLUE365 MEMBER DISCOUNT PROGRAM We want to help you take care of yourself, every day of the year. That's why the BCBSIL health plan members* have access to Blue365, an online destination for health-focused discounts. With discounts on health-related products, along with discounts on health and fitness clubs, weight-loss programs and so much more, you can decide what choices are right for you while saving money.
Start enjoying the discounts and deals today. Visit Blue365. First time users will be asked to register. Be sure to have your BCBSIL member ID card handy. | Health insurance is full of terms you may not know. To help you better understand health insurance, here’s a list of the most commonly used health care terms and definitions. To understand your health insurance costs, you'll first want to look at your premium, deductible, copayments and coinsurance. Knowing how these four pieces work together shows what you could pay annually for your health coverage. It can even help you keep your health insurance costs down and maximize your savings. Let's look at each one individually along with other ways you may be able to get help paying for your health insurance costs. |
24/7 NURSELINE - AROUND THE CLOCK, TOLL-FREE SUPPORT Get answers to your health questions when you need them - 24 hours a day, 7 days a week. When a health problem pops up late in the day or in the middle of night, it can be hard to know how serious it is. Should you go to the emergency room? Urgent care? Or can it wait until you can see your regular doctor? The 24/7 Nurseline can help answer your health questions, day or night. Plus, when you call, you can access an audio library of more than 300 health topics – from allergies to surgeries – available in English and Spanish. | Food is what connects us. BCBSIL has designed a webpage to be the ultimate nutrition source for delicious recipes, helpful cooking and nutrition tips, food preparation videos and even the opportunity to “ask the dietitian” nutrition questions! |
Make Breast Cancer Screenings Routine Preventive screenings are a big part of detecting breast cancer. They can help spot the disease early, when it’s easier to treat. Research shows that women who have regular mammograms are more likely to find breast cancer early, when it is most treatable. | Colon Cancer Screening Saves Lives |
Informational Brochures
DECIDING WHERE TO GO
Deciding where to go? This page has information about choosing between a virtual visit, doctor's office, retail clinic, urgent care or emergency room.
BCBSIL MAIL ORDER PHARMACY FORM
See also: Blue Cross/Blue Shield Prescription Drug Coverage Summary for Additional Information on Mail Order Prescription Benefits
PREVENTIVE CARE SERVICES
Informational brochure on how to take advantage of preventive services.
WELLNESS GUIDELINES
Preventive care is very important. By making some good basic health choices, people can boost their own health and well-being. Lay the ground work for a healthy tomorrow!
Required Notices
HIPAA NOTICE OF SPECIAL ENROLLMENT RIGHTS
A required notice regarding enrollment periods outside of Open Enrollment
HIPAA PRIVACY NOTICE
A required notice regarding privacy rights
YOUNG ADULT DEPENDENT COVERAGE
A fact sheet for information on covering an adult child up to age 26
CHILDRENS' HEALTH INSURANCE PROGRAM
Information on the Children's Health Insurance Program Reauthorization Act (CHIPRA)
NOTICE OF WOMEN'S HEALTH AND CANCER RIGHT ACT
Required Notice regarding women's health and cancer rights
ANNUAL NOTICE - HEALTH INSURANCE MARKETPLACE
A required notice regarding coverage available under the Affordable Care Act
ESSENTIAL HEALTH BENEFITS INFORMATION
Information From Blue Cross/Blue Shield on Essential Benefits
WHCRA NOTICE
Required notice under the Womens' Health and Cancer Rights Act
SURPRISE BILLING MODEL NOTICE
Required notice under the No Surprises Act
ESSENTIAL HEALTH BENEFIT
Required notice under the The Consumer Coverage Disclosure Act (CCDA)
Questions? Contact Jacci at jhenson@emsd37.org